Tim Lucas

Welcome to our website! As fall approaches and school zones are active, reviewing your auto insurance may be on your mind. Life seems to get really busy this time of year. Prepare now for safer travels ahead.

Here at Tim Lucas-State Farm, our focus is helping people recover from the unexpected. That is what drives us to be your insurance agency! Since I was young, I knew I wanted to follow in my father’s footsteps and become a State Farm agent. It was watching him assist his customers in times of need that encouraged me to pursue this career. Forever, I am proud to say that I am a second-generation State Farm agent.

I have been with State Farm for the past 43 years and counting! We are happily located in the Alamo City (since 1987)! Providing quality auto insurance and homeowners insurance to the great people of San Antonio and Texas is an honor! Whether you are in Bexar, Comal, Kendall, Guadalupe county or anywhere in Texas, we can and want to quote your insurance! There has never been a more important time to review your insurance needs. We would love to help you with your Auto Insurance, Renters Insurance, Condo Insurance, Life Insurance and Homeowners Insurance.

I have a wonderful spouse and two great (ADULT) children. My wife and I have been involved with our children's sports, dance and other activities while they were growing up. We are extremely involved in the community by raising money for youth scholarships. We love Texas and take advantage of hiking, touring, fishing and other outdoor activities.

I have always had a passion for helping people at the time of need. My office is more than a retail office! We pride ourselves in being available, especially at one's time of need. Our office vision is to be your choice for the protection of you and your family, as well as your future. We would love to give you a no obligation Home, or Auto Insurance quote. We are here for all of your insurance needs and look forward to you becoming part of the State Farm Family. Thank you so much for visiting my page!

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Tim is proud to serve the San Antonio community.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Serving San Antonio and the surrounding area, Tim can help answer your questions.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Tim serves San Antonio, TX and is happy to help with your insurance needs.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Have questions? Tim in San Antonio can walk you through your options.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Tim works with San Antonio residents to find coverage that fits.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Connect with Tim for insurance guidance in San Antonio.